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To All Participants and Beneficiaries:


The Trustees of your Pension Plan are pleased to present you with this Summary Plan Description, which explains the Plan in non-technical language.  The complete provisions of the Plan are contained in the Plan Document, a copy of which may be obtained from the Plan Office upon request.  In the event of any conflict between this summary and the Plan Document, the provisions of the Plan Document will prevail.  If you were covered by a former local plan which merged into the CWA/ITU Negotiated Pension Plan, benefits from the merged plan may have different provisions.  If you have any questions, please phone or write the Plan Office at the address shown in this booklet.  The Plan Office is always glad to be of assistance.



The Board of Trustees


The CWA/ITU Negotiated Pension Plan (the Plan) was started in 1967 by the International Typographical Union (since 1987, the Printing, Publishing and Media Workers Sector of the Communications Workers of America).  It was established to provide a national plan with full portability as an aid to financial retirement planning and security for members.  The Plan is funded by employer contributions in accordance with collective bargaining agreements; employee contributions generally cannot be accepted.

The Internal Revenue Service has determined that the Plan is a “qualified plan” for purposes of the Internal Revenue Code.  The latest such favorable ruling by the IRS was issued on November 19, 2002.

The purpose of this Summary Plan Description is to furnish information about the Plan, as well as to satisfy the disclosure requirements of the Employee Retirement Income Security Act of 1974 (ERISA).  The Plan is described as amended effective June 1, 2010.  The Trustees may from time to time amend the Plan; participants will be notified of any material modifications.


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